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One America Asset Based Sales

Plans that Leverage Your Assets, Use Qualified or Non-Qualified Funds, Guarantee Rates and Unlimited Benefits for Long Term Care and more…

Care Solutions Portfolio

Asset Care®    Whole life insurance with LTC benefits

  • Asset Care Material
  • Asset Care I (Single Premium) Cash or cash equivalents
  • Asset Care II (Single Premium) Existing nonqualified annuities via 1035 exchange
  • Asset Care III (Single Premium) Qualified money via direct rollover
  • Asset Care IV (Annual Premium)10pay up to 20pay or whole life pay
  • Annuity Care ®    Single premium annuity with LTC benefits

  • Annuity Care Material
  • Annuity Care Cash, qualified money, existing nonqualified annuities -1035 exchange
  • Annuity Care II Cash or existing nonqualified annuities via 1035 exchange
  • Indexed Annuity Care Cash, qualified money, existing non-qualified annuities – 1035 exchange
  • Legacy Care ®    Single premium deferred annuity

  • Designed for the retiree market
  • Immediate Care ®  Immediate Lifetime annuity (SPIA)

  • Designed to help fund LTC or provide retirement income


    Asset Care Plans:
    As personal situations change, so will an individual’s life insurance needs. Care should be taken to ensure this product is suitable for long-term life insurance needs. Any associated costs should be considered before making a purchase. Life insurance has fees and charges that include costs of insurance which vary based on gender, health, and age, and has additional charge for riders. Guarantees are subject to the claims paying ability of the issuing insurance company.

    Annuity Care Plans:
    A fixed annuity is a long-term, tax-deferred insurance contract designed to create a fixed stream of income through a process called annuitizing while providing a fixed rate of return. Withdrawals from fixed annuities may be subject to surrender charges and ordinary income taxes. If a withdrawal is made prior to age 59 ½, an additional 10% tax penalty may apply. A fixed annuity contains guarantees and protections that are subject to the issuing insurance company’s ability to pay for them.      

    Riders are optional and carry an additional cost.  The long-term advantage of an optional benefit will vary with the terms of the benefit option and the length of time the product is owned. As a result, in some circumstances, the cost of an option may exceed the actual benefit paid under the option.
    Please note that the replacement of an existing annuity must not be made unless all factors are weighed and it is documented as suitable for the client.

    One America Underwriting and Training

    Review the material below to learn about One America's underwriting and training:

  • Underwriting guidelines brochure
  • Asset Care EZ underwriting brochure
  • Care Solutions Product State Availability
  • PowerPoint Products Presentation
  • New eApp walk through video
  • Asset Based Chart 2

    Asset Based Chart 1

    • Complete the form below to request more information or call 800-945-1953!

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