LTC Solutions

Long-Term Care Insurance Partnership Program

The Long-Term Care Partnership Program was developed to help encourage people to purchase long-term care insurance by allowing them to keep some of their assets should they need to apply for Medicaid. It's pretty simple, for every dollar you use of your long-term care insurance benefits that is the amount of assets that you can keep.

Long-Term Care Insurance Partnership Policies have certain requirements and they typically do not cost more then a non-partnership policy and they can be purchased through participating/partnership approved LTC Insurance companies.

Until the Deficit Reduction Act of 2005 (DRA 2005) there was only 4 states that were Long-Term Care Partnership approved, those were California, Connecticut, Indiana, and New York. Since the DRA 2005, which allows all states to participate in the Partnership Program, there are more then 30 states that offer Long-Term Care Partnership Programs. To learn more, visit

For state specific partnership programs, click below:

LTC Solutions - 3501 Del Prado Blvd. Unit 205 Cape Coral, FL 33904. LTC Solutions for consumers provides long-term care insurance quotes and product information from a long-term care insurance expert for many of the leading LTC insurance carries.
This website should be considered an advertisement, not a contract. The intent of this website is to gather information from the inquiry request and then contact the consumer to go over their specific needs. George Mellendorf, owner of LTC Solutions is licensed in all 50 states.

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