Genworth Medicare Part D - The Comprehensive Medicare Prescription Drug Plan

Overview
Part D will provide insurance coverage for prescription drugs to those who choose to enroll. When a plan is purchased the enrollee will pay a monthly premium and a co-payment or coinsurance for each prescription they fill. These cost will vary depending on what Part D Plan they choose to buy.

What's happening for 2007?
Genworth will introduce UnitedHealth RX plans fort he upcoming selling season - "Medicare Part D insurance that's predictable, affordable and simple to use." Genworth's two plans provide convenience, ease-of-use and offer different levels of coverage that works best for your clients. The Plans:

• UnitedHealth Rx Basic: Provides affordable, predictable coverage that protects from unexpected changes in prescription drug cost today and in the future. It is designed with the features needed and personal service your client deserves.
• UnitedHealth Rx Extended: Provides the same coverage as UnitedHealth Rx Basic plans, 100% of the drug covered by Medicare Part D, plus includes a Bonus Drug List of commonly used prescription drugs that are not normally covered by Medicare Part D.

The UnitedHealth Rx plans have flat copays and no annual deductible. The formulary includes every brand-name prescription drug or its generic version. UnitedHealth Rx plans also provides an option of a convenient 90-day supply and added savings though the preferred Mail Service options.

Affordable coverage you can count on
Developed and insured by United HealthCare Insurance Company the UnitedHealth Rx Basic and Extended plans provide security against rising cost of prescription drugs, as well as peace of mind in case the needs of your client changes unexpectedly.

Features that matter most to your client
When your client joins or switches to the UnitedHealth Rx Basic or Extended plan, your client will get predictable, simple to use prescription drug coverage that provides a stable formulary.

Enrollment is easy
1. By mail - your client can complete a paper application and forward to:
     UnitedHealth Rx
     PO Box 29250
     Hot Springs, AR 71903-9250

Be sure to include your 13-digit Agent writing code and Employer ID for Genworth (032)

2. By web - Genworth is working on an option that will allow you to enroll your client online. Additional information will be provided when it is available.

Important date to keep in mind
2007 Annual Enrollment period begins November 15 and ends December 31, 2006. Don't let your clients miss the opportunity to enroll or switch to one of the two UnitedHealth RX plans.

Important Note:
The United Medicare MedAdvance product will not be available for new sales beginning December 1, 2006, and during the 2007 Annual Enrollment period.

Open Enrollment Timeline for 2007 - Note: Target Dates are noted with an *

• October 2, 2006* - Training begins on New UnitedHealth Rx product
• October 2, 2006* - UnitedHealth Rx enrollment materials available for order
• October 15, 2006* - Enrollment materials begin shipping
• October 20, 2006 - Begin marketing 2007 CMS-approved UnitedHealth Rx plans
• November 30, 2006 - Last date United Medicare MedAdvance enrollment forms ca be written with a 2006 effective date (forms must be faxed to UHC)
• November 30, 2006 - Last date United Medicare MedAdvance enrollment forms can be received to a have a 2006 effective date
• November 15, 2006 - First Date to take UnitedHealth Rx application for January 1, 2007 effective date
• December 31, 2006 - Annual Election Period ends
• December 31, 2006 - All enrollment forms for January 1, 2007 effective date must be received by UHC

Note: If you have any questions which product to offer your client who may be turning 65, contact United HealthCare at Agent Support Hotline at 800-580-5691.

Agent Training
Agent training will be required. Those agents who have been certified to sell the United MedAdvance product will be trained on the new products. Those agents who have never been certified will need to be certified. Watch for additional information on Agent Training.

Pharmacy Administrative Services
Effective January 1, 2007, United HealthCare will be consolidating its Part D pharmacy administrative services into the Ovations division of United HealthCare, Prescription Solutions. Currently, these services are being provided to United MedAdvance members though Walgreens Health Initiatives (WHI). This change means that pharmacy networks and preferred mail service will be transitioned to Prescription Solutions. Walgreens Pharmacy will continue to participate in the pharmacy network for Ovations Part D plans.

UHC believes that consolidating the pharmacy administrative services within Prescription Solutions will only enhance the experience of the Part D members. During this transition period, it will be as important as ever that they continue to provide the highest quality service to their enrollees. They are confident that they are capable of both managing this transition well and providing valuable services to the growing number or Part D enrollees in plans from Ovations.

2007 Annual Notice of Change (ANOC) Models
CMS has released the final model documents for the 2007 ANOC. Member will receive the ANOC with the summary of benefits by October 31, 2006, along with an abridged or comprehensive formulary. The 2007 plans are currently being reviewed by CMS and more information will be available once they are approved.

Marketing Materials
You should continue using the existing materials for all enrollments through November 30, 2006, with coverage effective dates of December 1, 2006. Information on the new marketing material will be provided as soon as it is available.

Certification and Supplies - For updated information on agent certification and marketing materials click here.